Frequently asked questions

Everything a growing UK business needs: statutory accounts filing, corporation tax return (CT600), self-assessment (up to 2 directors), payroll (up to 2), pension auto-enrolment, VAT returns, confirmation statement (CS01) with filing fee included, P11D, cloud accounting software included, and unlimited support with replies in less than 12 hours.

I work with limited companies, sole traders, and partnerships. The monthly accountancy service covers all entity types. If you're not yet registered, I can advise on the best structure for your situation.

I work with all leading cloud accounting platforms, all MTD-compliant. If you're already using one, great. If not, I'll help you get set up.

You fill in a short form telling me about your business. I review your situation and come back within 12 hours with honest, practical observations about your finances — what looks good, what could be improved, and whether any of my services would genuinely help. No obligation.

Most accountants surface once a year, file the paperwork, and disappear. I work closely with you. With a commercial background, I think about your numbers in terms of what they mean for your business — not just what HMRC needs to see. Everything is communicated in plain English, and your price is agreed upfront — no surprises.

Absolutely. Everything is done digitally — cloud accounting, video calls, secure document sharing. I respond to emails within 12 hours. Most clients find remote working faster and more convenient than in-person meetings.

I handle the entire process. I contact your existing accountant via professional clearance, transfer your records, and get everything set up on cloud accounting. Most switches are completed within 2–3 weeks with zero disruption to your business. See the full switching process →

Every business is different. A quoted price before I understand your situation would either be too high or leave something out. A 30-minute call lets me understand exactly what you need and give you a price that actually reflects it — no padding, no vague estimates.

No. The price quoted is the price you pay. The only additions are your accountancy software subscription and Companies House filing fees (passed through at cost). I'll always tell you about any costs before you commit.

Yes — each engagement is scoped individually after a short call. Get in touch and I’ll give you a clear, fixed price for exactly what you need.

I'm Huw Davies, a licensed accountant with over nine years of experience in both industry and practice. My practice is licensed and regulated, subject to professional standards, ethics requirements, and continuing professional development.

Yes. Finstem is a Licensed Accountancy Practice, supervised for anti-money laundering compliance. I hold professional indemnity insurance.