The accountant
who actually
answers.
We take care of your accounts & tax, while providing pro‑active advice to help your business grow.
Which sounds like you?
- Same day replies, not weeks.
- Pro-active services, not reactive.
- We work on quotation basis — no hidden fees.
- Direct line to a qualified accountant.
What do you need help with?
Select all that apply.
What’s your annual turnover or estimated turnover?
Your Business Details?
Contact Details
Book a free call with Finstem Accountants
Pick a date and a time, for a 30 minute chat.
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“We provide pro-active, personable and passionate accountancy for individuals and businesses.”
Huw Davies · Founder · Licensed Accountant
More than
compliance.
Anyone can file your accounts. Finstem helps you understand your numbers, reduce your tax bill where possible, and make better business decisions throughout the year.
- No hidden fees or surprise bills
- Finstem handles the switch from your current accountant
- Your business and personal tax, handled together
Responsive
Message Huw on WhatsApp or call and you reach the accountant who already knows your business.
Proactive
Huw plans ahead all year, so tax bills and deadlines never land as a surprise.
On your team
Part of your business all year, not just at year-end.
Switching takes one email.
Finstem Accountants does the rest.
Three steps, then it’s handled.
STEP 01 / 03
Book a free call
A quick chat about your business and what you need.
- ✓ Talk it through with your accountant
- ✓ Your business understood, not just the numbers
- ✓ A straight answer on the best setup
STEP 02 / 03
The switch, handled for you
You send one email — Finstem Accountants manages everything after that. How switching accountants works.
- ✓ Your records collected
- ✓ Your previous accountant contacted
- ✓ Software & HMRC access set up
STEP 03 / 03
Finstem Accountants gets to work
Finstem Accountants stays ahead of every deadline, all year round.
- ✓ Every deadline tracked
- ✓ Proactive advice, not just compliance
- ✓ A direct line whenever you need it
Sound familiar?
Most business owners share the same frustrations with their accountant.
You're paying, but not getting value
Your accountant files once a year and disappears. No advice, no planning — compliance and nothing more.
You don't know where the money's going
Revenue's up, but where is the margin leaking? Which clients and jobs actually make money? Nobody has shown you.
You're paying more tax than you should
Reliefs and allowances only work before year-end. If nobody is looking through the year, they get missed.
The things people ask before switching.
Get in touchQ1Will switching be a hassle?
No. It takes one email from you. Finstem Accountants contacts your previous accountant for professional clearance, collects your records and handles the whole handover. You sign the engagement letter and approve the HMRC authorisations, Finstem does the rest.
Q2How quickly will Finstem get back to me?
Within one working day, usually much sooner — and you deal with the same person every time.
Q3Will I need to deal with HMRC?
Only to approve an agent authorisation for each tax. After that Finstem Accountants is registered as your agent and handles HMRC correspondence, filings and queries on your behalf.
Q4How much will it cost?
A fixed monthly fee, agreed in writing before any work starts, based on what your business actually needs. No hourly billing and no surprise invoices. Book a call, and the quote follows by email.
Q5Can Finstem help me pay less tax?
Where the rules allow, yes. Your position is reviewed through the year, not just at year-end — salary and dividends, allowable expenses, capital allowances, timing — so the bill is planned, not a surprise.
Q6Do I have to use particular software?
No. Finstem Accountants is a Xero Partner and works with QuickBooks and FreeAgent too. If you’re on spreadsheets, Finstem sets you up and moves your data across.
Q7Is my data secure?
Yes. Finstem Accountants is registered with the ICO (ZC109491) and works to UK GDPR. Your records live in encrypted cloud accounting software, and your data is only shared with the providers named in the privacy policy.
Q8What is Making Tax Digital and does it affect me?
MTD means keeping records digitally and filing through compatible software. For the company itself VAT is the part that applies, and every VAT-registered company is already in it. Directors with rental or self-employed income above the threshold are in Making Tax Digital for Income Tax from April 2026, and Finstem handles both.
Everything your business needs, in one place.
Year-End Accounts
Statutory accounts prepared, reviewed and filed with Companies House on time.
Corporation Tax
CT600 prepared and filed, with the bill kept as low as the rules allow.
Self-Assessment
Personal tax returns done early and properly — no January scramble.
Bookkeeping
Books kept clean and current, so the numbers are ready whenever you need them.
VAT
Registration, returns and the right scheme — filed digitally, every quarter.
Payroll & CIS
Staff paid on time, CIS handled, every RTI filing done for you.
Tax Planning
Reviewed through the year, so reliefs and allowances are used, not missed.
Company Incorporation
A new limited company set up properly at Companies House, with HMRC registrations done.
HMRC Queries
Letters, calls and compliance checks handled for you, start to finish.
Based in the West Midlands.
Serving businesses in England & Wales.
Regulated, registered and
accountable.
Every registration and regulator behind Finstem, all publicly verifiable.
Licensed accountant
Registered company
Data protection
Anti-money-laundering
Supervised by the AAT
Professional indemnity
Cover in place
Talk to licensed accountants in the West Midlands.
Accounts, tax and payroll for limited companies and their directors, quoted in writing before any work starts.
“Always available when you need him, advice is really good. Helped my start-up business perfectly — wouldn’t have been able to do half the stuff if he wasn’t so attentive and helpful.”
★★★★★ 5.0 on Google