Accountants in Oswestry for limited companies.
Finstem Accountants is a licensed accountancy practice at 21 Hampton Road, Oswestry, acting for limited companies and their directors across Shropshire and the Welsh border. Accounts, the CT600, VAT, payroll and your own tax return come from one named accountant on a fixed monthly fee, quoted in writing after a free 20-minute call.
Accountants for owner-managed limited companies in Oswestry.
Finstem is a local accountancy practice with one named accountant, Huw Davies. It acts for UK limited companies and their directors, and for nobody else: no sole traders, partnerships or LLPs. That is why the accounts, the CT600 and your own tax return come from the same person, working from the same figures.
Haulage and transport companies have their own page; other sectors are listed under who Finstem helps. If you are moving from another firm, switching to Finstem takes one email from you.
What Finstem does for an Oswestry limited company.
Every service below sits inside one fixed monthly fee, scoped after the free call. Here is what you receive, and when it is due.
Year-end accounts
Statutory accounts under FRS 105 or FRS 102 Section 1A, reviewed with you on a call before they are filed at Companies House. A private limited company has 9 months after its financial year ends to file.
Corporation tax and the CT600
The computation and the CT600 go to HMRC with the accounts attached, and you get the amount and payment date in writing. Tax is due 9 months and 1 day after the accounting period ends (for profits up to £1.5 million); the return, 12 months after.
VAT under Making Tax Digital
Bank feeds reconciled through the year and each return filed through compatible software, usually every three months. The return and payment are usually due one calendar month and 7 days after the period ends.
Payroll and RTI
Payslips for every pay run and the Full Payment Submission sent to HMRC on or before payday. P60s and the year-end filings follow, with pension auto-enrolment kept in step.
CIS statements
For companies engaging subcontractors: deduction statements issued every month. HMRC requires them within 14 days of the end of each tax month, which runs from the 6th to the 5th.
Directors’ self-assessment
Your return prepared with the company accounts, so salary and dividends are reported once and agree. The online deadline for the 2025 to 2026 tax year is 31/01/2027. Personal tax accountant in Oswestry.
Tax planning
Pay, dividends, pensions and purchases reviewed before the year end, with a written note of what was decided and why. Tax planning for Oswestry companies.
Management accounts
A four-page monthly pack (profit and loss, balance sheet, cash and the measures that matter) once the bank is reconciled, with a short call to walk through it. Management accounts in Oswestry.
Business advisory
A van purchase, a first employee, a second director or a bad quarter, worked through with the company’s own figures before the money moves. Business advisory in Oswestry.
AAT licensed, not chartered: what that means for a director.
People search for chartered accountants in Oswestry, so to be plain: Finstem Accountants is not chartered. It is an AAT licensed practice, licence number 1009866. AAT is the Association of Accounting Technicians, a separate professional body from the chartered institutes such as ICAEW and ICAS. They are different routes, and Finstem does not claim they are the same.
What the licence requires of the practice
- Any self-employed AAT member offering accountancy services to clients must hold a valid licence, and applicants must show technical competence and that they are “fit and proper”.
- Professional indemnity insurance is mandatory for every licence holder. Finstem carries cover.
- Licensed members are subject to practice assurance monitoring against AAT’s standards and the law, and must provide letters of engagement to clients.
- AAT is a recognised statutory anti-money-laundering supervisor of its licensed members, and Finstem is supervised by AAT.
If something goes wrong
Licence holders must have an internal complaints procedure; Finstem’s is in its terms of business. If a complaint is not resolved, you can complain to AAT. AAT does not decide fee disputes or award compensation for financial loss.
You can check any AAT licence in the AAT licensed member directory.
What the first weeks with Finstem look like.
- The call. Twenty minutes with Huw on the company, what it files and what has not been working. Your deadlines are checked on the call.
- The quotation. A fixed monthly fee, in writing. If you say yes, you send one email with your previous accountant’s name and email address, and sign the engagement letter.
- The switch. Finstem writes to your previous accountant for professional clearance, collects the prior-year accounts, tax computations and payroll records, and sets up HMRC agent authorisation and software access.
- The first month. Every Companies House and HMRC date is mapped on day one, and anything close to its deadline is picked up first. The records are brought up to date and the company goes onto a normal cycle.
The full process is on how it works.
What an accountant costs in Oswestry, and what drives the fee.
Finstem has no price list and no plans. Every engagement is a fixed monthly fee, quoted in writing after the free call, with no hourly billing. What moves the fee:
- how many transactions go through the bank and the books each month
- whether there is payroll, and how many pay runs
- whether the company is VAT-registered, and how often it files
- how many companies you want looked after together
- how current the books are, since records that are behind take more work to bring up to date
- which extras you want: CIS, management accounts, tax planning or advisory
Anything outside the agreed scope, such as a one-off piece of work, is quoted separately in writing before it starts.
Meetings in person,
or by video.
The first call is 20 minutes, by phone or video, to hear what the company does and what is due. After that, Huw meets clients at their premises across Shropshire, at 21 Hampton Road in Oswestry, or by video.
- A reply within one working day
- A quotation in writing after the first call
- Limited companies only
The first call
Twenty minutes by phone or video: what the company does, who keeps the books, and what is due when.
In person
At your premises across Shropshire, or at 21 Hampton Road in Oswestry.
By video
For directors further from Oswestry, or short of time. The same person on every call, with the figures shared on screen.
Based in Oswestry.
Oswestry, Shropshire and the Welsh border.
Finstem works from 21 Hampton Road, Oswestry. In person it covers Shropshire, including Shrewsbury, Whitchurch and Ellesmere, and Chirk over the border. The full list is on accountants across Shropshire, with Wrexham and Welshpool across the border.
Companies further afield are served by video, phone and email, anywhere in England and Wales.
How to get started.
Book the free 20-minute discovery call using the form below, by phone on 07517 269864, on WhatsApp or at huw@finstem.co.uk. Nothing needs preparing. If you want to be ready, have these to hand:
- the company number and year end
- the last set of accounts, if there is one
- a login for your bookkeeping software
- your HMRC references: corporation tax UTR, PAYE and VAT numbers
Reviewed October 2026. Deadlines and regulatory statements on this page were checked against GOV.UK and AAT on 10/10/2026.
Frequently asked questions from Oswestry directors.
Get in touchQ1Are you based in Oswestry, or is that a mailing address?
Finstem Accountants is at 21 Hampton Road, Oswestry SY11 1SJ, and that is where Huw Davies works. He is the one named accountant: he takes the discovery call, prepares the accounts and returns, and files them. WhatsApp, call or email reaches him directly. Meetings are at that address, at your premises, or by video.
Q2How far from Oswestry do you travel?
Across Shropshire in person, including Shrewsbury, Whitchurch and Ellesmere, and over the border in Chirk. Directors further afield meet Huw by video, and everything in between goes by email. Finstem acts for limited companies anywhere in England and Wales, so your company does not need to be local to be a client.
Q3I am a sole trader. Can Finstem help?
No. Finstem Accountants acts for limited companies and their directors only, not for sole traders, partnerships or LLPs. That focus means the company accounts, the CT600 and the director’s own return are handled together by one accountant, from the same figures. If you run a limited company, or are about to form one, get in touch. Who Finstem helps.
Q4Will switching be a hassle?
No, it takes one email from you. Finstem Accountants writes to your previous accountant for professional clearance, collects the records and handles the handover. On day one it checks every Companies House and HMRC deadline, so anything falling during the handover is planned for. You sign the engagement letter and approve the HMRC authorisations. How switching works.
Q5Are you chartered accountants? What does AAT licensed mean?
No. Finstem Accountants is an AAT licensed practice, licence number 1009866, not a chartered one, and does not claim to be. AAT, the Association of Accounting Technicians, is a separate professional body from the chartered institutes. Its licence is required of any self-employed member offering accountancy services to clients, and holders must carry professional indemnity insurance. What the licence means.
Q6How much does an accountant normally cost?
It depends on the company, so Finstem publishes no price list and quotes no typical figures. The fee is driven by transactions, payroll runs, VAT returns, the number of companies and how up to date the books are. After a free 20-minute call, Finstem quotes a fixed monthly fee in writing, with no hourly billing. What drives the fee.
Q7How do I find a decent accountant?
Ask who regulates them, then check. Self-employed AAT members offering accountancy services to clients must be licensed, and licensed members can be looked up in the AAT licensed member directory. Ask for the fee in writing, who will do the work, how fast they reply, what software they use and whether they act for companies like yours. You stay legally responsible for your company’s accounts, so choose someone who explains.
Q8Do accountants give free advice?
At Finstem the first discovery call is free, with no obligation. It lasts 20 minutes, by phone or video, covering what the company does, what it files, what has not been working and which deadlines are close, and ends with a straight answer on what the company needs. Nothing to prepare or sign. Ongoing work is done under the fixed monthly fee agreed in writing.
Q9What services are included?
Whatever the written quotation lists, scoped after the discovery call. Finstem provides year-end accounts, the CT600, VAT under Making Tax Digital, payroll and RTI, CIS statements, directors’ self-assessment, tax planning, management accounts and business advisory. Bookkeeping is added where the company needs it. Each service is explained above, and nothing is added without being agreed first. All services.
Q10Do you file VAT returns under Making Tax Digital?
Yes. HMRC says all VAT-registered businesses should now be signed up to Making Tax Digital for VAT, which means keeping some VAT records digitally and submitting returns through compatible software. Finstem reconciles the bank feeds through the year and files each return. HMRC says returns are usually due every three months, with the deadline, and the payment, usually one calendar month and 7 days after the period ends.
Q11Do you run payroll?
Yes, for a sole director or a small team. Finstem runs each pay run, issues payslips and sends the Full Payment Submission to HMRC. HMRC requires that submission, and the payslip, on or before the day employees are paid. Pension auto-enrolment is kept in step with the payroll, and P60s and the year-end filings are covered.
Q12Do you prepare directors’ personal tax returns?
Yes. The director’s Self Assessment return is prepared alongside the company accounts, from the same payroll and dividend records, so salary and dividends are reported once and agree. HMRC lists dividends among the untaxed income that can mean a return is needed. The online deadline for the 2025 to 2026 tax year is 31/01/2027. Personal tax in Oswestry.
Q13What do I need for the first call?
Nothing. The call is 20 minutes, by phone or video, about the company and what it files. To get ahead, have the company number and year end, the last accounts, a login for your bookkeeping software and your HMRC references (corporation tax UTR, PAYE and VAT numbers). If you are switching, add your previous accountant’s name and email address.
Q14How quickly will you reply?
Within one working day. A message by WhatsApp, call or email reaches Huw, who prepares and files the work, so nothing has to be explained twice. Call 07517 269864, email huw@finstem.co.uk or use the form on this page. If a deadline is close, say so on the call and it is picked up first.
Talk to a licensed accountant for your Oswestry company.
Accounts, tax and payroll for limited companies and their directors, quoted in writing before any work starts.
“Always available when you need him, advice is really good. Helped my start-up business perfectly — wouldn’t have been able to do half the stuff if he wasn’t so attentive and helpful.”